May 17th, "island" done, and under budget... so onto the next :).
May 24th, side grass removed, 2 yards of fill, perennial planting (all plants bought on clearance).
Rocks collected by us :).
Pathway is creeping thyme thinned out of the back garden.
Total cost of new front yard garden, $115. All plants bought on clearance, rocks collected for free. All labor free because it was done by me (except for addition to the retaining wall, thanks to my husband!)
Still to do~
Divide up the iris in the front corner
Spread the additional pile of soil
Level the island a bit to match the other beds elevation
Plant dahlias when weather improves